Key Stats for Sea Limited Stock
- Past-Week Performance: -6%
- 52-Week Range: $99.5 to $199.3
- Current Price: $108.5
What Happened?
Sea Limited stock (SE) trades at $108.45, sitting 45.6% below its 52-week high of $199.30, yet its Q3 revenue surging 38% year-on-year to $6 billion and net income jumping 145% to $375 million signals the stock’s discount may catastrophically misrepresent the underlying business acceleration.
Driving the latest re-rating conversation, Google and Sea formalized a strategic AI partnership on February 19, jointly committing to build an agentic shopping prototype on Shopee and deploy AI productivity tools across Garena’s game development pipeline, putting Alphabet’s engineering weight directly behind Sea’s two largest revenue engines.
Powering the partnership’s credibility, Shopee’s core marketplace revenue already grew 53% year-on-year to $3.1 billion in Q3, while AI-driven search and personalization improvements lifted purchase conversion rates 10% and pushed average monthly active buyers up 15%, demonstrating that Sea’s AI monetization loop is generating measurable commercial returns before Google’s contributions even begin.
Beyond the Google deal, the market is actively re-rating Sea from a speculative emerging-market play to a compounding digital ecosystem, as Monee’s loan book expanded 70% each year to $7.9 billion, off-Shopee SPayLater grew 300% annually, and Garena delivered its best quarter since 2021 with bookings up 51%, collectively proving that all three business units are simultaneously firing.
Chairman and CEO Forrest Li stated on the Q3 earnings call that “we are very excited to see some very practical use in Shopee, right, and how much this can help on the advertising conversion, how to make the product discovery easier,” suggesting that Sea’s AI strategy is deliberately application-first and already generating measurable advertising revenue uplift rather than speculative future spend.
Adding institutional weight, Sea participated as a named investor in Fei-Fei Li’s World Labs $1 billion funding round announced February 18, signaling that Sea is strategically positioning itself at the frontier of spatial intelligence infrastructure while its competitors remain focused purely on near-term e-commerce market share battles.
Looking across the next three to five years, Sea’s simultaneous dominance of Southeast Asian e-commerce at 52% market share, a rapidly scaling digital lending business across six-plus markets, and a gaming platform reaching over 100 million daily players positions the company to compound its ecosystem advantages in a region where e-commerce and credit penetration remain structurally underdeveloped.
Wall Street’s Take on SE Stock
Google’s AI partnership directly accelerates Shopee’s already-proven monetization engine, where AI already lifted purchase conversion 10% year-on-year in Q3.
Meanwhile, the fundamentals confirm acceleration: revenue is estimated to grow 32.9% to $22.4 billion in 2025, with EPS surging 144.7% to $3.50.
Consequently, Wall Street stands firmly bullish, with 26 buys and 5 outperforms against only 2 holds, while the mean target of $181.49 implies 67.3% upside from $108.45.
Furthermore, the analyst target spread is wide: the low of $137.00 and high of $226.00 hinge entirely on whether Monee’s 70% loan book growth sustains without NPL deterioration.
What Does the Valuation Model Say?
With Sea’s revenue CAGR projected at 18.9% through 2030 and EPS growing 32% annually, the mid-case DCF model targets $191.89, implying a 76.9% total return at a 16% annualized IRR.
The market is currently mispricing Sea’s profit inflection, ignoring that net income margins are expanding from 5.1% in 2024 toward an estimated 9.8% in 2025.
The TIKR valuation model’s mid-case target of $191.89 implies 76.9% total return from today’s $108.45.
Garena’s bookings growing 51% year-on-year, its best quarter since 2021, makes that return trajectory credible and operationally grounded.
CEO Forrest Li’s explicit commitment to application-first AI, already generating measurable advertising revenue gains, confirms the bull case is execution-driven rather than speculative.
However, Monee’s loan book expanding 70% to $7.9 billion while off-Shopee SPayLater remains under 10% of total disbursements creates meaningful credit concentration risk if Southeast Asian consumer delinquencies rise.
Therefore, watch Sea’s Q4 2025 earnings for Monee’s 90-day NPL ratio, currently holding at 1.1%, since any deterioration there directly threatens the 153.4% net income growth consensus for 2025.
At $108.45, Sea is materially undervalued, trading at a 45.6% discount to its 52-week high while all three business units accelerate simultaneously ahead of Q4 results.
Should You Invest in Sea Limited?
The only way to really know is to look at the numbers yourself. TIKR gives you free access to the same institutional-quality financial data that professional analysts use to answer exactly that question.
Pull up SE stock and you’ll see years of historical financials, what Wall Street analysts expect for revenue and earnings in the quarters ahead, how valuation multiples have moved over time, and whether price targets are trending up or down.
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