Unlock our Free Report: 5 AI compounders that analysts believe are undervalued and could deliver years of outperformance with accelerating AI adoption (Sign up for TIKR, it’s free) >>>
Citigroup Inc. (NYSE: C) is a global financial services company that provides consumer banking, credit cards, investment banking, and wealth management to clients around the world. The stock recently traded around $95/share, giving Citi a market value close to $175 billion.
Once seen as a laggard among U.S. megabanks, Citi has been rebuilding its credibility with Wall Street through restructuring efforts, sharper cost controls, and a push to lift returns on equity. The stock has climbed more than 50% over the past year, reflecting renewed investor optimism in its turnaround story.
As a global systemically important bank with operations in more than 90 countries, Citi remains a core holding for many of the world’s largest asset managers, sovereign wealth funds, and pension systems. Its balance sheet strength, capital return plans, and exposure to global trade flows make it a strategic position for institutions looking for steady financial exposure.
While much of Citi’s ownership is concentrated in passive giants like Vanguard and BlackRock, active managers and hedge funds have taken a more selective approach, adjusting positions as they weigh the pace of Citi’s turnaround. Insider activity has been limited, mostly small director-level trades, but they still provide a glimpse into how leadership may view the stock at current levels.
Looking at who owns the stock and how insiders are trading gives us a clearer picture of how investors really feel about Citi right now.
Who Are Citigroup’s Top Shareholders?
See whether Citigroup’s top shareholders are buying or selling today >>>
Citigroup provides global financial services across consumer banking, credit cards, investment banking, and wealth management. Its ownership is dominated by the world’s largest asset managers, while active funds are split between adding and cutting exposure.
- Vanguard Group: 164.9M shares (8.96%), ~$15.7B. Added 1.14M (+0.7%).
- BlackRock: 94.7M (5.15%), ~$9.0B. Cut 2.18M (-2.25%).
- State Street: 82.1M (4.46%), ~$7.8B. Cut 1.68M (-2.0%).
- Capital World Investors: 44.4M (2.41%), ~$4.2B. Cut 2.54M (-5.41%).
- Geode Capital: 43.0M (2.33%), ~$4.1B. Added 412K (+0.97%).
- T. Rowe Price: 36.2M (1.97%), ~$3.4B. Cut 1.87M (-4.91%).
- Fisher Investments: 32.2M (1.75%), ~$3.1B. Added 988K (+3.17%).
- Putnam Investment Mgmt.: 29.6M (1.61%), ~$2.8B. Added 693K (+2.40%).
- Norges Bank: 28.9M (1.57%), ~$2.7B. Added 1.35M (+4.93%).
- BofA Global Research: 23.7M (1.29%), ~$2.3B. Cut 750K (-3.07%).
Hedge Fund Highlights:
- One standout move came from John Overdeck’s Two Sigma Advisers, which increased its Citi stake by over 4,300%, now holding about 423K shares worth $36 million. That’s a big swing higher, hinting that the quant-driven shop sees opportunity here.
- Ken Griffin’s Citadel Advisors made an even bigger statement, boosting its holdings by nearly 2,700%. The fund now owns 5.6M shares valued at $474 million, showing fresh conviction in Citi’s upside.
- Dmitry Balyasny’s fund also raised its stake by more than 400%, bringing its total to 1M shares worth $85 million. The increase lines up with other financial bets his firm has been making, suggesting a more bullish view on banks.
Index funds like Vanguard and BlackRock anchor Citi’s shareholder base, keeping the stock closely tied to global portfolio flows. Cuts from Capital World and T. Rowe Price suggest some managers are cautious after the rally.
At the same time, hedge funds like Citadel, Two Sigma, and Balyasny added aggressively, which may reflect growing conviction that Citi’s turnaround still has room to run.
Track the top shareholders of over 50,000 global stocks (It’s free) >>>
Citigroup’s Recent Insider Trades
Insider trading activity at Citigroup has been limited in recent months, and the transactions that did occur were small. Most of the activity came from directors, with several modest purchases clustering around the $84/share level.
- Peter B. Henry (Director): Sold 3,000 shares at ~$90.
- Several directors, including Gary M. Reiner, Renee Jo James, Diana L. Taylor, Duncan P. Hennes, James S. Turley, Jonathan Moulds, and John C. Dugan, each received shares likely through stock compensation at ~$84/share. This is different than open-market purchases, because this means they received shares likely as a part of compensation rather than choosing to buy shares with their own money.
The single sale may have been for personal diversification reasons rather than from a belief that the stock was overvalued.
See recent insider trade data for over 50,000 global stocks (It’s free) >>>
What the Ownership & Insider Trade Data Tell Us
Citi’s ownership is anchored by passive giants like Vanguard, BlackRock, and State Street, while active funds are split between trimming and adding.
Hedge funds including Citadel, Two Sigma, and Balyasny made aggressive additions, hinting at renewed confidence from the fast-moving side of Wall Street.
AI Compounders With Massive Upside That Wall Street Is Overlooking
Everyone wants to cash in on AI. But while the crowd chases the obvious names benefiting from AI like NVIDIA, AMD, or Taiwan Semiconductor, the real opportunity may lie on the AI application layer where a handful of compounders are quietly embedding AI into products people already use every day.
TIKR just released a new free report on 5 undervalued compounders that analysts believe could deliver years of outperformance as AI adoption accelerates.
Inside the report, you’ll find:
- Businesses already turning AI into revenue and earnings growth
- Stocks trading below fair value despite strong analyst forecasts
- Unique picks most investors haven’t even considered
If you want to catch the next wave of AI winners, this report is a must-read.
Click here to sign up for TIKR and get your free copy of TIKR’s 5 AI Compounders report today.