[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"app-context":3,"blog-unitedhealth-is-down-40-in-2025-is-unh-stock-undervalued-right-now-EN":150},{"languages":4,"categories":41,"products":125,"competitors":149},[5,9,13,17,21,25,29,33,37],{"name":6,"code":7,"id":8},"English","EN","TGFuZ3VhZ2U6ZW4=",{"name":10,"code":11,"id":12},"Español","ES","TGFuZ3VhZ2U6ZXM=",{"name":14,"code":15,"id":16},"Português","PT","TGFuZ3VhZ2U6cHQ=",{"name":18,"code":19,"id":20},"日本語","JA","TGFuZ3VhZ2U6amE=",{"name":22,"code":23,"id":24},"한국어","KO","TGFuZ3VhZ2U6a28=",{"name":26,"code":27,"id":28},"Deutsch","DE","TGFuZ3VhZ2U6ZGU=",{"name":30,"code":31,"id":32},"Italiano","IT","TGFuZ3VhZ2U6aXQ=",{"name":34,"code":35,"id":36},"Français","FR","TGFuZ3VhZ2U6ZnI=",{"name":38,"code":39,"id":40},"中文 (中国)","ZH","TGFuZ3VhZ2U6emg=",[42,73,104],{"icon":43,"slug":44,"title":45,"description":46,"featuredLinks":47},"mingcute:stock-line","stock-market-basics","Stock Market Basics","\u003Cp>Beginners' guides and practical tips for understanding stock market investing.\u003C\u002Fp>\n",[48,53,58,63,68],{"url":49,"title":50,"description":51,"ogImage":52},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-makes-stocks-go-up-and-down","What Makes Stocks Go Up and Down | TIKR.com","Understanding what makes stock prices go up and down can help investors better navigate investing. Click to learn more!","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FWhat-makes-stocks-go-up-and-down-banner\u002FWhat-makes-stocks-go-up-and-down-banner.jpg?_i=AA",{"url":54,"title":55,"description":56,"ogImage":57},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fdividend-yield-meaning-formula-example","Dividend Yield: Meaning, Formula, Example | Tikr.com Blog | TIKR.com","The dividend yield is a key metric for investors looking to gauge the income potential of their investments. It measures how much a company pays out in","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FDividend-yield\u002FDividend-yield.png?_i=AA",{"url":59,"title":60,"description":61,"ogImage":62},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fmarket-capitalization-definition-formula-and-why-it-matters","Market Capitalization: Definition, Formula, and Why It Matters | TIKR.com","Long-term investors often look at various valuation metrics when deciding whether to invest in a particular company. One helpful metric to evaluate is","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FMarket-Capitalization-Definition-Formula-and-Why-It-Matters\u002FMarket-Capitalization-Definition-Formula-and-Why-It-Matters.png?_i=AA",{"url":64,"title":65,"description":66,"ogImage":67},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fearnings-per-share-definition-formula-and-why-eps-matters","Earnings Per Share: Definition, Formula, and Why EPS Matters | TIKR.com","Earnings Per Share (EPS) represents the portion of a company's net earnings allocated to each share. Click to learn more!","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FEPS-Defiinition-formula-and-why-EPS-matters-1\u002FEPS-Defiinition-formula-and-why-EPS-matters-1.png?_i=AA",{"url":69,"title":70,"description":71,"ogImage":72},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-a-stock-price-target","What Is a Stock Price Target? | TIKR.com","A price target is a stock's estimated future price. It can help investors quickly find undervalued stocks. Learn more now!","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FWhat-is-a-Stock-Price-Target-2\u002FWhat-is-a-Stock-Price-Target-2.png?_i=AA",{"icon":74,"slug":75,"title":76,"description":77,"featuredLinks":78},"material-symbols:analytics-outline","fundamental-analysis","Fundamental Analysis","\u003Cp>In-depth resources and financial metrics to help you evaluate companies like a pro.\u003C\u002Fp>\n",[79,84,89,94,99],{"url":80,"title":81,"description":82,"ogImage":83},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fshare-repurchase-why-do-companies-buy-back-their-stock","Share Repurchase: Why Do Companies Buy Back Their Stock? | TIKR.com","Share repurchases, or share buybacks, have gained popularity in the last two decades. According to a report from Goldman Sachs, stock buybacks initiated","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FTIKR-BLOG-COVER-PHOTOS-3_544a7f4e\u002FTIKR-BLOG-COVER-PHOTOS-3_544a7f4e.png?_i=AA",{"url":85,"title":86,"description":87,"ogImage":88},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-a-good-return-on-invested-capital","What Is a Good Return on Invested Capital? | TIKR.com","Learning about Return on Invested Capital (ROIC) can help investors spot highly profitable stocks that can drive long-term returns. Learn more now!","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FWhat-is-a-good-return-on-Invested-capital\u002FWhat-is-a-good-return-on-Invested-capital.png?_i=AA",{"url":90,"title":91,"description":92,"ogImage":93},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-a-good-return-on-equity-ratio","What is a Good Return on Equity Ratio | Tikr.com Blog | TIKR.com","Return on Equity (ROE) is a financial ratio that reflects a company's profitability in relation to the equity invested by shareholders. It basically","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FWhat-is-a-good-return-on-equity-ratio-1\u002FWhat-is-a-good-return-on-equity-ratio-1.jpg?_i=AA",{"url":95,"title":96,"description":97,"ogImage":98},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-a-good-p-e-ratio","What Is a Good P\u002FE Ratio? | TIKR.com","Financial analysts and investors look at various metrics before deciding whether a stock is a buy. One of the metrics is the price-to-earnings ratio (P\u002FE","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FWhat-is-a-good-PE-ratio-1\u002FWhat-is-a-good-PE-ratio-1.jpg?_i=AA",{"url":100,"title":101,"description":102,"ogImage":103},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Ftop-6-metrics-for-investing-in-reits","Top 6 Metrics for Investing in REITs | TIKR.com","Real estate has been one of the greatest asset classes for wealth creation in history, and investing in Real Estate Investment Trusts (REITs) can allow","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FGroup-10\u002FGroup-10.png?_i=AA",{"icon":105,"slug":106,"title":107,"description":108,"featuredLinks":109},"hugeicons:investigation","investing-lingo","Investing Lingo","\u003Cp>A comprehensive glossary of investing terms and jargon so you can speak the language of the markets confidently.\u003C\u002Fp>\n",[110,115,120],{"url":111,"title":112,"description":113,"ogImage":114},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fenterprise-value-definition-and-calculation","Enterprise Value: Definition and Calculation | Tikr.com Blog | TIKR.com","Enterprise value (EV) is a financial metric that offers a comprehensive snapshot of a company's total value. Unlike market capitalization which solely","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FEnterprise-Value-Definition-and-Calculation_37576e40\u002FEnterprise-Value-Definition-and-Calculation_37576e40.png?_i=AA",{"url":116,"title":117,"description":118,"ogImage":119},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Febitda-definition-formula-how-to-use-it","EBITDA: Definition, Formula, How to Use It | TIKR.com","EBITDA stands for earnings before interest, taxes, depreciation and amortization. It's a financial metric commonly used to evaluate a company's financial","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FEBITDA-Definition-Formula-How-to-Use-It\u002FEBITDA-Definition-Formula-How-to-Use-It.png?_i=AA",{"url":121,"title":122,"description":123,"ogImage":124},"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-the-free-cash-flow-formula-and-why-does-it-matter","What is the Free Cash Flow Formula and Why Does It Matter | TIKR.com","Free cash flow, or FCF, is the cash a company generates after it accounts for outflows required to maintain business operations and support capital","https:\u002F\u002Fwww.tikr.com\u002Fimages\u002FWhat-is-the-free-cash-flow-formula\u002FWhat-is-the-free-cash-flow-formula.png?_i=AA",[126,130,134,137,141,145],{"slug":127,"modified":128,"title":129},"valuation-model-builder","2025-07-03T00:18:53","Value Stocks Quickly and Accurately",{"slug":131,"modified":132,"title":133},"stock-portfolio-tracking","2024-12-02T22:21:28","Monitor Your Portfolio",{"slug":75,"modified":135,"title":136},"2025-01-21T22:10:52","Instantly Analyze Companies with In-Depth Metrics",{"slug":138,"modified":139,"title":140},"stock-screener","2024-12-02T22:13:31","Find the Best Stocks to Buy",{"slug":142,"modified":143,"title":144},"investor-stock-portfolio","2025-01-21T22:02:56","Follow Investment Moves of Top Investors",{"slug":146,"modified":147,"title":148},"analyze-stocks","2025-07-23T16:04:24","Analyze Stocks",[],{"post":151,"seo":187,"relatedPosts":193,"suggestedPosts":194},{"id":152,"title":153,"date":154,"modified":155,"excerpt":156,"content":157,"wordCount":158,"lang":159,"uri":160,"slug":161,"cloudinaryAssetId":162,"featuredImageOriginalUrl":163,"featuredImageMetadata":164,"author":167,"editor":173,"categories":178,"relatedPosts":184,"seo":185},36214,"UnitedHealth Is Down 40% in 2025. Is UNH Stock Undervalued Right Now?","2025-06-29T18:15:00","2025-06-29T18:10:06","\u003Cp>UnitedHealth is an insurance giant that has underperformed the broader markets over the past year. Is UNH stock undervalued right now?\u003C\u002Fp>\n","\n\u003Ch2 class=\"wp-block-heading\" id=\"h-key-takeaways\">\u003Cstrong>Key Takeaways:\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>UnitedHealth stock could conservatively be worth over $458\u002Fshare by the end of 2027.\u003C\u002Fli>\n\n\n\n\u003Cli>That’s a potential 48% upside from today’s price of ~$309\u002Fshare.\u003C\u002Fli>\n\n\n\n\u003Cli>UNH stock is projected to benefit from business stabilization and margin recovery as the company navigates Medicare Advantage headwinds and returns to long-term growth targets.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cem>\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog-screenreport\" target=\"_blank\" rel=\"noreferrer noopener\">\u003Cem>\u003Cstrong>Unlock our Free Report: 5 stock screeners inspired by top investors like Warren Buffett to help you find high-upside stock ideas (Sign up for TIKR, it’s free) >>>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Cp>UnitedHealth (\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fstock\u002Fabout?cid=104673&tid=2661077&ref=tikrblog\">UNH\u003C\u002Fa>) is the largest healthcare company in the United States, operating through two primary segments: UnitedHealthcare (insurance) and Optum (healthcare services, technology, and pharmacy benefits).\u003C\u002Fp>\n\n\n\n\u003Cp>The insurance heavyweight faced \u003Ca href=\"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Funitedhealth-nyse-unh-stock-tanks-again-on-possible-medicare-fraud\">significant challenges in 2025\u003C\u002Fa>, including higher-than-expected medical costs and issues with its membership profile, which led to multiple revisions of guidance and a \u003Ca href=\"https:\u002F\u002Fwww.bloomberg.com\u002Fnews\u002Farticles\u002F2025-06-26\u002Fnew-unitedhealth-ceo-shakes-up-management-at-major-division\">leadership transition\u003C\u002Fa> back to former CEO Stephen Hemsley.\u003C\u002Fp>\n\n\n\n\u003Cp>We ran UNH stock through a comprehensive valuation model to assess its current value and potential upside for investors.\u003C\u002Fp>\n\n\n\n\u003Cp>Using reasonable assumptions based on the company’s historical performance and recovery trajectory, the model suggests UNH could be worth over $458\u002Fshare by the end of 2027. That would imply a 48% upside from UnitedHealth’s current share price of $309.11.\u003C\u002Fp>\n\n\n\n\u003Cp>The compelling aspect of this forecast is that it assumes the company successfully addresses \u003Ca href=\"https:\u002F\u002Fwww.wsj.com\u002Fhealth\u002Fhealthcare\u002Fits-time-for-unitedhealth-to-get-transparent-with-its-accounting-but-will-it-4d7ef693\">current operational challenges\u003C\u002Fa> while returning to its long-term earnings growth target of 13-16%.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg width=\"1546\" height=\"976\" data-public-id=\"images\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp\" loading=\"lazy\" decoding=\"async\" src=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1546,h_976,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA\" alt=\"\" class=\"wp-post-36214 wp-image-36215 wp-image-36223\" data-format=\"webp\" data-transformations=\"f_webp,q_auto\" data-version=\"1751871953\" data-seo=\"1\" srcset=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 1546w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_300,h_189,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 300w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1024,h_646,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 1024w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_768,h_485,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 768w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1536,h_970,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 1536w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1200,h_758,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 1200w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1400,h_884,c_scale\u002Ff_webp,q_auto\u002Fv1751871953\u002Fimages\u002FUNH1_36223c0ffa\u002FUNH1_36223c0ffa.webp?_i=AA 1400w\" sizes=\"auto, (max-width: 1546px) 100vw, 1546px\" \u002F>\u003Cfigcaption class=\"wp-element-caption\">UNH’s Valuation Model Results (\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">TIKR\u003C\u002Fa>\u003C\u002Fstrong>)\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\n\n\n\u003Cp>\u003Cstrong>\u003Cem>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">Try TIKR’s Valuation Model today for FREE (It’s the easiest way to find undervalued stocks) >>>\u003C\u002Fa>\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-what-unitedhealthcare-does\">What UnitedHealthcare Does\u003C\u002Fh2>\n\n\n\n\u003Cp>UnitedHealth operates the largest health insurance business in the U.S. through UnitedHealthcare, serving over 50 million members across Medicare Advantage, commercial insurance, and Medicaid programs.\u003C\u002Fp>\n\n\n\n\u003Cp>The company’s Optum division offers healthcare services through three segments: OptumHealth (focused on value-based care and primary care), OptumInsight (providing healthcare technology and analytics), and OptumRx (a pharmacy benefit management service serving 26 million members).\u003C\u002Fp>\n\n\n\n\u003Cp>The integrated model enables UnitedHealth to control costs and enhance outcomes across the entire healthcare value chain, from insurance coverage to care delivery to prescription management.\u003C\u002Fp>\n\n\n\n\u003Cp>Here’s why UNH stock could deliver strong returns over the next 2.5 years, thanks to the successful navigation of current challenges and a return to historical growth patterns.\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Valuation Assumptions\u003C\u002Fh2>\n\n\n\n\u003Cp>TIKR’s Valuation Model lets you plug in your own assumptions for a company’s \u003Ca href=\"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Frevenue-growth-why-its-important-and-key-drivers?ref=tikrblog\">revenue growth\u003C\u002Fa>, \u003Ca href=\"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-a-good-operating-margin-definition-formula?ref=tikrblog\">operating margins\u003C\u002Fa>, and \u003Ca href=\"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-is-a-good-p-e-ratio?ref-tikrblog\">P\u002FE multiple\u003C\u002Fa>, and calculates the stock’s expected returns.\u003C\u002Fp>\n\n\n\n\u003Cp>In our valuation, we’ll simply use analysts’ consensus estimates and break down what analysts think the stock is worth today.\u003C\u002Fp>\n\n\n\n\u003Cp>Here’s what we used for UNH stock:\u003C\u002Fp>\n\n\n\n\u003Ch3 class=\"wp-block-heading\" id=\"h-1-revenue-growth-8-6-cagr\">1. Revenue Growth: 8.6% CAGR\u003C\u002Fh3>\n\n\n\n\u003Cp>UnitedHealth stock has demonstrated consistent growth, with 7.7% revenue growth over the past year and 11.7% annual growth over the last three years. \u003C\u002Fp>\n\n\n\n\u003Cp>We project continued solid growth of 8.6% annually through 2028, driven by membership expansion, aging demographics, and growth in Optum services.\u003C\u002Fp>\n\n\n\n\u003Ch3 class=\"wp-block-heading\" id=\"h-2-operating-margins-7-4\">2. Operating Margins: 7.4%\u003C\u002Fh3>\n\n\n\n\u003Cp>UnitedHealth’s EBIT margins have compressed to 8.1% over the last 12 months due to pressures from Medicare Advantage and integration challenges. \u003C\u002Fp>\n\n\n\n\u003Cp>We project that margins will average 7.4% through 2028, as the company addresses current issues and implements operational improvements.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg width=\"1494\" height=\"1510\" data-public-id=\"images\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp\" loading=\"lazy\" decoding=\"async\" src=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1494,h_1510,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA\" alt=\"\" class=\"wp-post-36214 wp-image-36224 wp-image-36232\" data-format=\"webp\" data-transformations=\"f_webp,q_auto\" data-version=\"1751871951\" data-seo=\"1\" srcset=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 1494w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_297,h_300,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 297w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1013,h_1024,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 1013w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_768,h_776,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 768w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1200,h_1213,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 1200w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1400,h_1415,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 1400w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_300,h_303,c_scale\u002Ff_webp,q_auto\u002Fv1751871951\u002Fimages\u002FUNH2_36232244fb\u002FUNH2_36232244fb.webp?_i=AA 300w\" sizes=\"auto, (max-width: 1494px) 100vw, 1494px\" \u002F>\u003Cfigcaption class=\"wp-element-caption\">UNH’s Revenue Growth & Operating Margin Assumptions (\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">TIKR\u003C\u002Fa>\u003C\u002Fstrong>)\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\n\n\n\u003Ch3 class=\"wp-block-heading\" id=\"h-3-exit-p-e-multiple-13-8x\">3. Exit P\u002FE Multiple: 13.8x\u003C\u002Fh3>\n\n\n\n\u003Cp>UnitedHealth currently trades at reasonable multiples given the temporary headwinds. We used a 13.8x P\u002FE multiple, which represents the current trading level, assuming the market maintains a similar valuation as operational performance stabilizes.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg width=\"1500\" height=\"604\" data-public-id=\"images\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp\" loading=\"lazy\" decoding=\"async\" src=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1500,h_604,c_scale\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA\" alt=\"\" class=\"wp-post-36214 wp-image-36233 wp-image-36240\" data-format=\"webp\" data-transformations=\"f_webp,q_auto\" data-version=\"1751871850\" data-seo=\"1\" srcset=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA 1500w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_300,h_121,c_scale\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA 300w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1024,h_412,c_scale\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA 1024w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_768,h_309,c_scale\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA 768w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1200,h_483,c_scale\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA 1200w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1400,h_564,c_scale\u002Ff_webp,q_auto\u002Fv1751871850\u002Fimages\u002FUNH3_36240f0bdb\u002FUNH3_36240f0bdb.webp?_i=AA 1400w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \u002F>\u003Cfigcaption class=\"wp-element-caption\">UNH’s P\u002FE Multiple Assumptions (\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">TIKR\u003C\u002Fa>\u003C\u002Fstrong>)\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\n\n\n\u003Cp>\u003Cstrong>\u003Cem>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">Build your own Valuation Model to value any stock (It’s free!) >>>\u003C\u002Fa>\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-what-the-model-says-for-unh-stock\">What the Model Says for UNH Stock\u003C\u002Fh2>\n\n\n\n\u003Cp>With these inputs, the valuation model estimates that UnitedHealth’s stock could reach approximately $458\u002Fshare by the end of 2027.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg width=\"1546\" height=\"976\" data-public-id=\"images\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp\" loading=\"lazy\" decoding=\"async\" src=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1546,h_976,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA\" alt=\"\" class=\"wp-post-36214 wp-image-36242 wp-image-36249\" data-format=\"webp\" data-transformations=\"f_webp,q_auto\" data-version=\"1751993001\" data-seo=\"1\" srcset=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 1546w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_300,h_189,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 300w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1024,h_646,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 1024w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_768,h_485,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 768w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1536,h_970,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 1536w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1200,h_758,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 1200w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1400,h_884,c_scale\u002Ff_webp,q_auto\u002Fv1751993001\u002Fimages\u002FUNH1-1_3624917e85\u002FUNH1-1_3624917e85.webp?_i=AA 1400w\" sizes=\"auto, (max-width: 1546px) 100vw, 1546px\" \u002F>\u003Cfigcaption class=\"wp-element-caption\">UNH”s Valution Model (\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">TIKR\u003C\u002Fa>)\u003C\u002Fstrong>\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\n\n\n\u003Cp>\u003Cstrong>\u003Cem>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">Value UnitedHealth with TIKR’s Valuation Model today for FREE (Find undervalued stocks fast) >>>\u003C\u002Fa>\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>That represents a potential gain of 48% from today’s price of around $309. The model shows this would translate into an annualized return of approximately 17% over the next 2.5 years.\u003C\u002Fp>\n\n\n\n\u003Cp>This forecast reflects UnitedHealth’s ability to resolve current medical cost trends and membership profile issues while returning to its target earnings growth range.\u003C\u002Fp>\n\n\n\n\u003Cp>The model forecasts the business’s future \u003Ca href=\"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fearnings-per-share-definition-formula-and-why-eps-matters?ref=tikrblog\">earnings-per-share\u003C\u002Fa> based on revenue growth and margin expansion, then applies a P\u002FE multiple to estimate the future stock price.\u003C\u002Fp>\n\n\n\n\u003Cp>This helps investors understand what financial performance is required to generate strong returns and how much upside is available if those expectations are met.\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">What Happens If Things Go Better or Worse?\u003C\u002Fh2>\n\n\n\n\u003Cp>The model enables various scenarios based on the success of execution and external healthcare policy factors.\u003C\u002Fp>\n\n\n\n\u003Cp>Here’s the range of potential outcomes:\u003C\u002Fp>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>\u003Cstrong>Low Case:\u003C\u002Fstrong> Continued margin pressure with slower recovery → 8-11% annual returns. \u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Mid Case:\u003C\u002Fstrong> Successful resolution of current issues → 14-17% annual returns.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>High Case:\u003C\u002Fstrong> Accelerated value-based care adoption and efficiency gains → 17-20% annual returns.\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Cp>Even the conservative scenario offers attractive returns given UnitedHealth’s market leadership and diversified healthcare platform, while the upside case reflects successful execution of the integrated care strategy.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg width=\"1422\" height=\"754\" data-public-id=\"images\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp\" loading=\"lazy\" decoding=\"async\" src=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1422,h_754,c_scale\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA\" alt=\"\" class=\"wp-post-36214 wp-image-36251 wp-image-36258\" data-format=\"webp\" data-transformations=\"f_webp,q_auto\" data-version=\"1751992995\" data-seo=\"1\" srcset=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA 1422w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_300,h_159,c_scale\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA 300w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1024,h_543,c_scale\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA 1024w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_768,h_407,c_scale\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA 768w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1200,h_636,c_scale\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA 1200w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1400,h_742,c_scale\u002Ff_webp,q_auto\u002Fv1751992995\u002Fimages\u002FUNH4_362587e40a\u002FUNH4_362587e40a.webp?_i=AA 1400w\" sizes=\"auto, (max-width: 1422px) 100vw, 1422px\" \u002F>\u003Cfigcaption class=\"wp-element-caption\">UNH’s Valuation Summary (\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">TIKR\u003C\u002Fa>\u003C\u002Fstrong>)\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\n\n\n\u003Cp>UnitedHealth’s \u003Ca href=\"https:\u002F\u002Fwww.tikr.com\u002Fblog\u002Fwhat-drives-eps-growth-key-stock-return-driver?tikrblog\">earnings growth\u003C\u002Fa> is likely to be driven by a combination of factors:\u003C\u002Fp>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>\u003Cstrong>Medicare Advantage Stabilization:\u003C\u002Fstrong> The insurance giant is incorporating higher cost trends into 2026 bids and expects to return to target margin ranges through appropriate pricing and risk management.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Value-Based Care Expansion:\u003C\u002Fstrong> OptumHealth anticipates adding 650,000 new value-based care patients in 2025, bringing the total to 5.4 million patients in arrangements that enhance outcomes while reducing costs.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Optum Services Growth:\u003C\u002Fstrong> OptumRx experienced 14% growth, driven by strong customer retention, while OptumInsight continues to launch AI-powered tools that increase productivity by over 20% for customers.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Membership Growth:\u003C\u002Fstrong> UnitedHealthcare anticipates serving 800,000 additional Medicare Advantage members in 2025, further demonstrating its continued market leadership and commitment to member satisfaction.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Operational Efficiency:\u003C\u002Fstrong> The company continues to focus on cost management and technological advancements to drive sustained improvements in operating efficiency.\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-how-the-street-sees-unh-stock\">How the Street Sees UNH Stock\u003C\u002Fh2>\n\n\n\n\u003Cp>Wall Street analysts maintain a positive long-term view on UnitedHealth despite near-term challenges. The average target price for UNH stock is $385, indicating a 25% upside from current levels.  \u003C\u002Fp>\n\n\n\n\u003Cp>We can see that the target price for UNH stock in our valuation model is much higher than consensus estimates. However, the consensus estimates provide a price target for the next 18 months, while our investment horizon extends up to the end of 2027. \u003C\u002Fp>\n\n\n\n\u003Cp>There is a good chance that UNH stock will exceed Wall Street estimates and trade at a higher multiple, given its solid earnings forecasts. \u003C\u002Fp>\n\n\n\n\u003Cp>Moreover, the company’s track record of navigating regulatory changes and market challenges lends confidence to its long-term value creation.\u003C\u002Fp>\n\n\n\n\u003Cfigure class=\"wp-block-image size-full\">\u003Cimg width=\"1340\" height=\"926\" data-public-id=\"images\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp\" loading=\"lazy\" decoding=\"async\" src=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1340,h_926,c_scale\u002Ff_webp,q_auto\u002Fv1752085136\u002Fimages\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp?_i=AA\" alt=\"\" class=\"wp-post-36214 wp-image-36260 wp-image-36266\" data-format=\"webp\" data-transformations=\"f_webp,q_auto\" data-version=\"1752085136\" data-seo=\"1\" srcset=\"https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1752085136\u002Fimages\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp?_i=AA 1340w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_300,h_207,c_scale\u002Ff_webp,q_auto\u002Fv1752085136\u002Fimages\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp?_i=AA 300w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1024,h_708,c_scale\u002Ff_webp,q_auto\u002Fv1752085136\u002Fimages\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp?_i=AA 1024w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_768,h_531,c_scale\u002Ff_webp,q_auto\u002Fv1752085136\u002Fimages\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp?_i=AA 768w, https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Fw_1200,h_829,c_scale\u002Ff_webp,q_auto\u002Fv1752085136\u002Fimages\u002FUNH5_362667dfda\u002FUNH5_362667dfda.webp?_i=AA 1200w\" sizes=\"auto, (max-width: 1340px) 100vw, 1340px\" \u002F>\u003Cfigcaption class=\"wp-element-caption\">UNH’s Analyst Price Target (\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">TIKR\u003C\u002Fa>\u003C\u002Fstrong>)\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\n\n\n\u003Cp>\u003Cstrong>\u003Cem>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fstock\u002Fabout?cid=104673&tid=2661077&ref=tikrblog\">See analysts’ growth forecasts and price target for UnitedHealth (It’s free!) >>>\u003C\u002Fa>\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-risks-to-consider\">\u003Cstrong>Risks to Consider\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>Despite the bullish outlook, investors should be aware of several risks that could impact UnitedHealth’s growth trajectory:\u003C\u002Fp>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>\u003Cstrong>Medicare Advantage Pressures:\u003C\u002Fstrong> Continued government funding cuts and risk model changes (V28) could pressure margins longer than expected if care cost trends don’t stabilize.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Regulatory Scrutiny:\u003C\u002Fstrong> PBM reform proposals and healthcare policy changes could impact Optum’s business model and profitability.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Integration Execution:\u003C\u002Fstrong> Successfully managing the complex integration of insurance and care delivery requires continued operational excellence and investment.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Competition:\u003C\u002Fstrong> Increased competition in Medicare Advantage and value-based care could pressure market share and pricing power.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Medical Cost Inflation:\u003C\u002Fstrong> Persistent healthcare cost inflation beyond a company’s control could impact its long-term margin expansion potential.\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-tikr-takeaway\">\u003Cstrong>TIKR Takeaway\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>UnitedHealth Group has built the most comprehensive healthcare platform in the U.S., with market-leading positions across insurance, care delivery, and pharmacy services.\u003C\u002Fp>\n\n\n\n\u003Cp>Suppose UNH successfully navigates the current challenges in Medicare Advantage while continuing to execute its value-based care strategy. In that case, we believe the stock offers compelling recovery potential for long-term investors.\u003C\u002Fp>\n\n\n\n\u003Cp>The 48% upside potential over the next 2.5 years reflects both the temporary nature of current headwinds and a proven ability to adapt and grow in the evolving healthcare landscape.\u003C\u002Fp>\n\n\n\n\u003Cp>Is UNH stock a buy over the next 24 months? Use TIKR’s Valuation Model alongside analysts’ growth forecasts and price targets to see if it is undervalued today.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">\u003Cem>\u003Cstrong>Value any stock with TIKR’s Valuation Models (It’s free!) >>>\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fa>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-want-to-invest-like-warren-buffett-joel-greenblatt-or-peter-lynch\">\u003Cstrong>Want to Invest Like Warren Buffett, Joel Greenblatt, or Peter Lynch?\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>TIKR just published a special report breaking down 5 powerful stock screeners inspired by the exact strategies used by the world’s greatest investors.\u003C\u002Fp>\n\n\n\n\u003Cp>In this report, you’ll discover:\u003C\u002Fp>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>A Buffett-style screener for finding wide-moat compounders at fair prices\u003C\u002Fli>\n\n\n\n\u003Cli>Joel Greenblatt’s formula for high-return, low-risk stocks\u003C\u002Fli>\n\n\n\n\u003Cli>A Peter Lynch-inspired tool to surface fast-growing small caps before Wall Street catches on\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Cp>Each screener is fully customizable on TIKR, so you can apply legendary investing strategies instantly. Whether you’re looking for long-term compounders or overlooked value plays, these screeners will save you hours and sharpen your edge.\u003C\u002Fp>\n\n\n\n\u003Cp>This is your shortcut to proven investing frameworks, backed by real performance data.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog-screenreport\" target=\"_blank\" rel=\"noreferrer noopener\">\u003Cem>Click here to sign up for TIKR and get this full report now, completely free.\u003C\u002Fem>\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Looking for New Opportunities?\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>See what stocks\u003Cstrong> \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">\u003Cstrong>billionaire investors are buying\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> \u003C\u002Fstrong>so you can follow the smart money.\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">\u003Cstrong>Analyze stocks in as little as 5 minutes\u003C\u002Fstrong>\u003C\u002Fa> with TIKR’s all-in-one, easy-to-use platform.\u003C\u002Fli>\n\n\n\n\u003Cli>The more rocks you overturn… the more opportunities you’ll uncover. \u003Ca href=\"https:\u002F\u002Fapp.tikr.com\u002Fregister?ref=tikrblog\">\u003Cstrong>Search 100K+ global stocks, global top investor holdings, and more with TIKR.\u003C\u002Fstrong>\u003C\u002Fa>\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"h-disclaimer\">Disclaimer:\u003C\u002Fh2>\n\n\n\n\u003Cp>\u003Cem>Please note that the articles on TIKR are not intended to serve as investment or financial advice from TIKR or our content team, nor are they recommendations to buy or sell any stocks. We create our content based on TIKR Terminal’s investment data and analysts’ estimates. Our analysis might not include recent company news or important updates. TIKR has no position in any stocks mentioned. Thank you for reading, and happy investing!\u003C\u002Fem>\u003C\u002Fp>\n",1609,"en","\u002Fblog\u002Funitedhealth-is-down-40-in-2025-is-unh-stock-undervalued-right-now","unitedhealth-is-down-40-in-2025-is-unh-stock-undervalued-right-now","images\u002FFEATURED-IMAGE-MAKER-6_36291f2ee1\u002FFEATURED-IMAGE-MAKER-6_36291f2ee1","https:\u002F\u002Fres.cloudinary.com\u002Ftikr\u002Fimages\u002Ff_webp,q_auto\u002Fv1751103425\u002Fimages\u002FFEATURED-IMAGE-MAKER-6_36291f2ee1\u002FFEATURED-IMAGE-MAKER-6_36291f2ee1.?_i=AA",{"altText":165,"imageCredit":166},"UNH stock","@Ekaterina79 from Getty Images Signature",{"name":168,"slug":169,"role":170,"roleTitle":171,"biography":171,"avatar":171,"socialMediaLinks":172},"Aditya Raghunath","adityatikr","author","",[],{"name":174,"slug":175,"role":176,"roleTitle":171,"biography":171,"avatar":171,"socialMediaLinks":177},"Thomas Richmond","thomastikr","editor",[],[179],{"name":180,"slug":181,"uri":182,"description":171,"postsCount":183},"Valuation","valuation","\u002Fblog\u002Fcategory\u002Fvaluation",0,[],{"title":153,"metaDesc":186,"opengraphDescription":186,"twitterTitle":153,"twitterDescription":186},"UnitedHealth is an insurance giant that has underperformed the broader markets over the past year. Is UNH stock undervalued right now?",{"title":153,"description":186,"twitterTitle":153,"twitterDescription":186,"author":168,"articlePublisher":188,"articlePublishedTime":154,"articleModifiedTime":155,"twitterLabel1":189,"twitterData1":190,"ogTitle":153,"ogDescription":186,"ogUrl":160,"ogImage":163,"ogImageWidth":191,"ogImageHeight":192,"ogImageSecureUrl":163,"ogImageAlt":165,"twitterImage":163},"TIKR.com","Est. reading time","10 minutes",1200,630,[],[]]